Loan

NOTE: “APR” is Annual Percentage Rate

Loan Rates - Effective Saturday, September 18, 2021
Loan TypeAPR's as low asTerms & Information
New Vehicle 2020-2021 48 mths » 1.89% 48 M $21.65 per $1,000 borrowed
New Vehicle 2020-2021 60 mths » 2.09% 60 M $17.57 per $1,000 borrowed
New Vehicle 2020-2021 72 mths » 2.49% 72 M $14.97 per $1,000 borrowed
New Vehicle 2019-2020 84 mths » 4.14% 84 M $13.74 per $1000 borrowed
Used Vehicle 2017-2019 60 mths » 2.69% 63 M $17.84 per $1,000 borrowed
Used Vehicle 2017-2019 72 mths » 2.89% 75 M $15.15 per $1,000 borrowed
Used Vehicle 2013-2016 60 mths » 3.29% 60 M $18.10 per $1,000 borrowed
Used Vehicle 2012 & older » 3.99% 48 M $22.58 per $1,000 borrowed
VISA Credit Card » 0.00% 24 M
Unsecured Loan up to 36 months » 8.90% 36 M $31.77 per $1,000 borrowed
Unsecured Loan up to 48 months » 9.90% 48 M $25.43 per $1000 borrowed
Kwik Cash LOC-Less Than $1,000 » 21.90% 36 M
Kwik Cash Line of Credit » 15.90% 36 M
Share Secured Loan » 3.25% 36 M
Home Equity Loan 60 months » 3.69% 60 M $18.28 per $1,000 borrowed
Home Equity Loan 84 months » 4.19% 84 M $13.77 per $1,000 borrowed
Home Equity Loan 120 months » 4.44% 120 M $10.34 per $1,000 borrowed
Home Equity Loan 180 months » 5.44% 180 M $8.15 per $1,000 borrowed
Home Equity Line of Credit » 4.00% 120 M Prime Rate
Powersports, less than $10,000 » 5.29% 60 M $18.22 per $1000 borrowed
Powersports, $10,000 or greatr » 5.54% 72 M $15.81 PER $1000 borrowed
Boat, RV's & Campers < $10,000 » 4.59% 60 M $17.90 PER $1000 borrowed
Boats, RV's & Campers $10,000+ » 5.69% 84 M $14.47 PER $1000 borrowed
Boats, RV's & Campers $20,000+ » 6.69% 120 M $11.46 PER $1000 borrowed

Actual rate may vary based on credit score and loan-to- value ratio of collateral securing the loan. Disclosed rates are based on 740 plus credit score. Other rates and terms are available. New vehicle means not previously titled. Subject to credit approval. Other restrictions may apply. Home Equity Loans and HELOC’s-Closing costs range from $200-$250. Disclosed rates are available on owner-occupied homes with 90% LTV and credit score 700 plus. Other rates and terms are available.
For HELOC loans, the rate is based on the Bank Prime Rate as published in the Money Rates Listing in theWall Street Journal on the last business day of each month subject to change monthly and no margin. The APR will not exceed 12% fall below 4.00%. Subject to credit approval. Some restrictions may apply.

Student Loans

Smart Option Student Loan