The perfect mortgage does exist! We offer several different types of mortgages to fit your needs!
FIXED RATE MORTGAGES
A fixed rate mortgage refers to a home loan that has a fixed payment and fixed rate of interest for the life of the loan.
- 7 year mortgage available for your low balance loan. If your mortgage loan amount is under $40,000, this may be a great option for you.
- 15 year mortgage is the ideal home loan for buyers who can afford higher monthly payments and want to pay off their mortgage in half the usual time.
- 20 year mortgage is a great way to build home equity faster and become mortgage-free 10 years sooner compared to a 30-year mortgage.
- 30 year mortgage offers lower, more affordable monthly payments that will allow you to qualify for a higher loan amount while still being budget friendly.
ADJUSTABLE RATE MORTGAGE (ARM)
An adjustable rate mortgage (ARM), is a home loan with an interest rate that adjusts over time, based on market conditions.
- Lower initial interest rate than a fixed rate mortgage
- Lower closing costs
- The ability to take advantage of falling interest rates without refinancing
FIRST TIME HOMEBUYER
A simplified, home loan process with first time buyers in mind.
- Lower down payment
- Fixed rate product to maximize affordability
- Practical approval process
REFINANCE YOUR MORTGAGE
Whether you are looking to reduce your interest rate and payment or consolidate high-cost debt, this may be the option for you.
- Lower your monthly mortgage payments or your current interest rate
- Reduce your current mortgage term & payoff your current mortgage sooner
- Eliminating Private Mortgage Insurance (PMI), if applicable
- Changing your loan type, such as from an adjustable rate to a fixed rate
- Accessing your home equity for other purposes, such as investing, renovating, or consolidating debt
