Rates

“APR” is Annual Percentage Rate.
“APY” is Annual Percentage Yield.
Man and woman sitting side by side looking at laptop screen

Vehicle Loans

|  Effective Monday, January 22, 2024
Loan Type APR as low as Terms & Information
New Vehicle 2021-2023 48 mths
6.90%
$23.08 per $1,000 borrowed
New Vehicle 2021-2024 60 mths
7.25%
$19.03 per $1,000 borrowed
New Vehicle 2021-2024 75 mths
7.50%
$16.39 per $1,000 borrowed
New Vehicle 2021-2024, 84 mths
8.45%
$15.82 per $1,000 borrowed
Used Vehicle 2018-2020 60 mths
7.65%
$19.13 per $1,000 borrowed
Used Vehicle 2018-2020 75 mths
7.75%
$16.53 per $1,000 borrowed
Used Vehicle 2014-2017 60 mths
7.90%
$19.13 per $1,000 borrowed
Used Vehicle 2013 & older
8.25%
$23.72 per $1,000 borrowed

Personal Loans

|  Effective Monday, January 22, 2024

Loan Type APR as low as Terms & Information
Unsecured Loan up to 36 months
9.90%
$32.27 per $1,000 borrowed
Unsecured Loan up to 48 months
11.50%
$25.81 per $1000 borrowed

Credit Cards and Line of Credit Loans

|  Effective Monday, January 22, 2024

Loan Type APR as low as Terms & Information
VISA OUTPOST NATURAL FOODS CC
9.90%
VISA OUTPOST NATURAL FOODS CREDIT CARD
VISA Credit Card
13.89%

Home Equity Loans

|  Effective Monday, January 22, 2024

Loan Type APR as low as Terms & Information
Home Equity Loan 60 months
6.99%
$19.10 per $1,000 borrowed
Home Equity Loan 84 months
7.49%
$14.61 per $1,000 borrowed
Home Equity Loan 120 months
7.75%
$11.30 per $1,000 borrowed
Home Equity Loan 180 months
8.99%
$9.16 per $1,000 borrowed
Home Equity Line of Credit
8.75%
Prime Rate or 4.00% (greater of)

Recreational Vehicle Loans

|  Effective Monday, January 22, 2024

Loan Type APR as low as Terms & Information
Powersports, less than $10,000
9.25%
$19.99 per $1000 borrowed
Powersports, $10,000 or greatr
9.50%
$17.48 per $1000 borrowed
Boat, RV's & Campers < $10,000
7.99%
$19.52 per $1000 borrowed
Boats, RV's & Campers $10,000+
8.75%
$15.20 per $1000 borrowed
Boats, RV's & Campers $20,000+
9.85%
$12.24 per $1000 borrowed

Actual rate may vary based on credit score and loan-to-value ratio of collateral securing the loan. Disclosed rates are based on 740 plus credit score. Other rates and terms are available. New vehicle means not previously titled. Subject to credit approval. Other restrictions may apply. Home Equity Loans and HELOC’s-Closing costs range from $200-$250. Disclosed rates are available on owner-occupied homes with 90% LTV and credit score 700 plus. Other rates and terms are available.

For HELOC loans, the rate is based on the Bank Prime Rate as published in the Money Rates Listing in theWall Street Journal on the last business day of each month subject to change monthly and no margin. The APR will not exceed 12% fall below 4.00%. Subject to credit approval. Some restrictions may apply.

Savings Rates

|  Effective Saturday, October 1, 2022
Loan Type APY Minimum Balance
FREEDOM CHECKING
0.00%
$0.00
FRESH START CHECKING
0.00%
$0.00
PREMIUM CHECKING
0.10%
$0.00
PREMIUM CHECKING
0.15%
$5,000.00
PREMIUM CHECKING
0.20%
$10,000.00
SUPREME CHECKING
0.10%
$100.00
SUPREME CHECKING
0.25%
$1,500.00
SUPREME CHECKING
0.50%
$25,000.00
MONEY MARKET CHECKING
0.25%
$0.00
MONEY MARKET CHECKING
0.75%
$10,000.00
MONEY MARKET CHECKING
1.40%
$25,000.00
MONEY MARKET CHECKING
1.75%
$100,000.00
HOLIDAY CLUB
0.10%
$0.00
DREAM ACCOUNT
0.10%
$0.00
SUB SHARES
0.10%
$0.00
HEALTH SAVINGS ACCT
0.30%
$0.00
TRADITIONAL IRA-FIXED RATE
0.20%
$0.00
TRADITIONAL IRA-VARIABLE RATE
0.20%
$0.00
ROTH IRA-FIXED RATE
0.20%
$0.00
ROTH IRA-VARIABLE RATE
0.20%
$0.00

Certificate Rates

|  Effective Monday, January 22nd, 2024
Loan Type APY Minimum Balance
3 MONTH CERTIFICATE
0.65%
$500.00
6 MONTH CD
1.10%
$500.00
12 MONTH CD
1.85%
$500.00
14 MONTH CD SPECIAL
3.25%
$500.00
18 MONTH CD
2.10%
$500.00
24 MONTH CD
2.90%
$500.00
27 MONTH CD SPECIAL
3.40%
$500.00
36 MONTH CD
3.10%
$500.00
39 MONTH CD SPECIAL
3.50%
$500.00
12 MONTH TRAD IRA
1.85%
$500.00
24 MONTH TRAD IRA
2.90%
$500.00
27 MONTH TRAD IRA SPECIAL
3.40%
$500.00
36 MONTH TRAD IRA
3.10%
$500.00
39 MONTH TRAD IRA SPECIAL
3.50%
$500.00
12 MONTH ROTH IRA CERTIFICATE
1.85%
$500.00
24 MONTH ROTH IRA CERTIFICATE
2.90%
$500.00
27 MONTH ROTH IRA SPECIAL
3.40%
$500.00
36 MONTH ROTH IRA CERTIFICATE
3.10%
$500.00
39 MONTH ROTH IRA SPECIAL
3.50%
$500.00

$5 savings required for membership. With the exception of CD’s, rates are subject to change after the account is opened. For accounts other than Freedom & Fresh Start Checking, fees may reduce earnings. Early withdrawal penalties may apply to CD’s.

You are now leaving Brewery Credit Union

Brewery Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Brewery Credit Union, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.

You will be redirected to

Click the link above to continue or CANCEL