NOTE: “APR” is Annual Percentage Rate
| Loan Type | APR's as low as | Terms/Information |
|---|---|---|
| New Vehicle, up to 75 months | 3.690% | $14.75 per $1,000 borrowed |
| New Vehicle, up to 63 months | 3.390% | $17.24 per $1,000 borrowed |
| New Vehicle, up to 48 months | 3.090% | $22.07 per $1,000 borrowed |
| New Vehicle, up to 36 months | 2.840% | $28.88 per $1,000 borrowed |
| Used Vehicle 2014-2016 75 mths | 4.240% | $14.93 per $1,000 borrowed |
| Used Vehicle 2014-2016 63 mths | 3.890% | $17.24 per $1,000 borrowed |
| Used Vehicle 2012-2013 63 mths | 4.240% | $17.29 per $1,000 borrowed |
| Used Vehicle 2010-2011 63 mths | 4.490% | $17.40 per $1,000 borrowed |
| Used Vehicle 2007-2009 48 mths | 4.990% | $22.58 per $1,000 borrowed |
| Used Vehicle 2006 & older 36mo | 5.740% | $29.98 per $1,000 borrowed |
| Used Vehicle 2014-2016 84 mths | 5.490% | $14.09 per $1,000 borrowed |
| Home Equity Loan 60 months | 3.900% | $18.38 per $1,000 borrowed |
| Home Equity Loan 84 months | 4.500% | $13.79 per $1,000 borrowed |
| Home Equity Loan 120 months | 4.990% | $10.49 per $1,000 borrowed |
| Home Equity Loan 180 months | 5.990% | $8.26 per $1,000 borrowed |
| Home Equity Line of Credit | 4.750% | Prime Rate |
| Unsecured Loan up to 36 months | 8.900% | $33.65 per $1,000 borrowed |
| Unsecured Loan up to 48 months | 9.900% | $27.29 per $1000 borrowed |
| Share Secured Loan | 4.750% | |
| Kwik Cash Line of Credit | 15.900% | |
| Kwik Cash Line of Credit | 21.900% | |
| Powersports, less than $10,000 | 4.740% | $18.64 per $1000 borrowed |
| Powersports, $10,000 or greatr | 4.990% | $15.97 PER $1000 borrowed |
| Boat, RV's & Campers < $10,000 | 5.490% | $19.01 PER $1000 borrowed |
| Boats, RV's & Campers $10,000+ | 5.790% | $14.52 PER $1000 borrowed |
| Boats, RV's & Campers $20,000+ | 6.490% | $11.36 PER $1000 borrowed |
| VISA | 0.000% | |
| New Vehicle, up to 84 months | 4.840% | $13.90 per $1000 borrowed |
Actual rate may vary based on credit score and loan-to- value ratio of collateral securing the loan. Disclosed rates are based on 740 plus credit score. Other rates and terms are available. New vehicle means not previously titled. Subject to credit approval. Other restrictions may apply. Home Equity Loans and HELOC’s-Closing costs range from $200-$250. Disclosed rates are available on owner-occupied homes with 90% LTV and credit score 700 plus. Other rates and terms are available.
For HELOC loans, the rate is based on the Bank Prime Rate as published in the Money Rates Listing in theWall Street Journal on the last business day of each month subject to change monthly and no margin. The APR will not exceed 12% fall below 4.00%. Subject to credit approval. Some restrictions may apply.
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NOTE: “APY” is Annual Percentage Yield
| Account Type | APY | Minimum Deposit | Minimum Balance |
|---|---|---|---|
| FREEDOM CHECKING | 0.000% | $0.00 | $0.00 |
| FRESH START CHECKING | 0.000% | $0.00 | $0.00 |
| PREMIUM CHECKING | 0.050% | $0.00 | $200.00 |
| PREMIUM CHECKING | 0.200% | $0.00 | $5,000.00 |
| PREMIUM CHECKING | 0.300% | $0.00 | $10,000.00 |
| SUPREME CHECKING | 0.100% | $0.00 | $100.00 |
| SUPREME CHECKING | 0.200% | $0.00 | $1,500.00 |
| MONEY MARKET PLUS | 0.100% | $0.00 | $100.00 |
| MONEY MARKET PLUS | 0.300% | $0.00 | $10,000.00 |
| MONEY MARKET PLUS | 0.350% | $0.00 | $25,000.00 |
| MONEY MARKET PLUS | 0.450% | $0.00 | $75,000.00 |
| HOLIDAY CLUB | 0.060% | $0.00 | $0.00 |
| DREAM ACCOUNT | 0.060% | $0.00 | $0.00 |
| SUB SHARES | 0.060% | $0.00 | $100.00 |
| HEALTH SAVINGS ACCT | 0.500% | $0.00 | $0.00 |
| TRADITIONAL IRA-FIXED RATE | 0.650% | $0.00 | $0.00 |
| TRADITIONAL IRA-VARIABLE RATE | 0.500% | $0.00 | $0.00 |
| ROTH IRA-FIXED RATE | 0.650% | $0.00 | $0.00 |
| ROTH IRA-VARIABLE RATE | 0.500% | $0.00 | $0.00 |
| Certificate Term | APY | Minimum Deposit |
|---|---|---|
| 3 MONTH CERTIFICATE | 0.500% | $500.00 |
| 6 MONTH CD | 0.600% | $500.00 |
| 12 MONTH CD | 1.000% | $500.00 |
| 14 MONTH CD SPECIAL | 2.250% | $500.00 |
| 18 MONTH CD | 1.250% | $500.00 |
| 24 MONTH CD | 1.500% | $500.00 |
| 27 MONTH CD SPECIAL | 2.650% | $500.00 |
| 36 MONTH CD | 1.900% | $500.00 |
| 39 MONTH CD SPECIAL | 3.000% | $500.00 |
| 12 MO TRAD IRA | 1.000% | $500.00 |
| 24 MO TRAD IRA | 1.500% | $500.00 |
| 27 MO TRAD IRA SPCL | 2.650% | $500.00 |
| 36 MO TRAD IRA | 1.890% | $500.00 |
| 39 MO TRAD IRA SPCL | 2.990% | $500.00 |
| 12 MO ROTH IRA CERT | 1.000% | $500.00 |
| 24 MO ROTH IRA CERT | 1.500% | $500.00 |
| 27 MO ROTH IRA SPCL | 2.650% | $500.00 |
| 36 MO ROTH IRA CERT | 1.890% | $500.00 |
| 39 MO ROTH IRA SPCL | 2.990% | $500.00 |
$5 savings required for membership. With the exception of CD’s, rates are subject to change after the account is opened. For accounts other than Freedom & Fresh Start Checking, fees may reduce earnings. Early withdrawal penalties may apply to CD’s.