Rates

Apply for a Loan Online

NOTE: “APR” is Annual Percentage Rate

Loan Rates - Effective Saturday, September 18, 2021
Loan TypeAPR's as low asTerms & Information
New Vehicle 2020-2021 48 mths » 1.89% 48 M $21.65 per $1,000 borrowed
New Vehicle 2020-2021 60 mths » 2.09% 60 M $17.57 per $1,000 borrowed
New Vehicle 2020-2021 72 mths » 2.49% 72 M $14.97 per $1,000 borrowed
New Vehicle 2019-2020 84 mths » 4.14% 84 M $13.74 per $1000 borrowed
Used Vehicle 2017-2019 60 mths » 2.69% 63 M $17.84 per $1,000 borrowed
Used Vehicle 2017-2019 72 mths » 2.89% 75 M $15.15 per $1,000 borrowed
Used Vehicle 2013-2016 60 mths » 3.29% 60 M $18.10 per $1,000 borrowed
Used Vehicle 2012 & older » 3.99% 48 M $22.58 per $1,000 borrowed
VISA Credit Card » 0.00% 24 M
Unsecured Loan up to 36 months » 8.90% 36 M $31.77 per $1,000 borrowed
Unsecured Loan up to 48 months » 9.90% 48 M $25.43 per $1000 borrowed
Kwik Cash LOC-Less Than $1,000 » 21.90% 36 M
Kwik Cash Line of Credit » 15.90% 36 M
Share Secured Loan » 3.25% 36 M
Home Equity Loan 60 months » 3.69% 60 M $18.28 per $1,000 borrowed
Home Equity Loan 84 months » 4.19% 84 M $13.77 per $1,000 borrowed
Home Equity Loan 120 months » 4.44% 120 M $10.34 per $1,000 borrowed
Home Equity Loan 180 months » 5.44% 180 M $8.15 per $1,000 borrowed
Home Equity Line of Credit » 4.00% 120 M Prime Rate
Powersports, less than $10,000 » 5.29% 60 M $18.22 per $1000 borrowed
Powersports, $10,000 or greatr » 5.54% 72 M $15.81 PER $1000 borrowed
Boat, RV's & Campers < $10,000 » 4.59% 60 M $17.90 PER $1000 borrowed
Boats, RV's & Campers $10,000+ » 5.69% 84 M $14.47 PER $1000 borrowed
Boats, RV's & Campers $20,000+ » 6.69% 120 M $11.46 PER $1000 borrowed

Actual rate may vary based on credit score and loan-to- value ratio of collateral securing the loan. Disclosed rates are based on 740 plus credit score. Other rates and terms are available. New vehicle means not previously titled. Subject to credit approval. Other restrictions may apply. Home Equity Loans and HELOC’s-Closing costs range from $200-$250. Disclosed rates are available on owner-occupied homes with 90% LTV and credit score 700 plus. Other rates and terms are available.
For HELOC loans, the rate is based on the Bank Prime Rate as published in the Money Rates Listing in theWall Street Journal on the last business day of each month subject to change monthly and no margin. The APR will not exceed 12% fall below 4.00%. Subject to credit approval. Some restrictions may apply.

Apply for a Loan Online
NOTE: “APY” is  Annual Percentage Yield

Savings Rates - Effective Tuesday, September 1, 2020
APYMinimum
Deposit
Minimum
Balance
FREEDOM CHECKING0.00% $0
FRESH START CHECKING0.00% $0
PREMIUM CHECKING0.05% $200
PREMIUM CHECKING0.10% $5000
PREMIUM CHECKING0.15% $10000
SUPREME CHECKING0.10% $100
SUPREME CHECKING0.10% $1500
MONEY MARKET PLUS0.10% $100
MONEY MARKET PLUS0.20% $10000
MONEY MARKET PLUS0.30% $25000
MONEY MARKET PLUS0.40% $100000
HOLIDAY CLUB0.10% $0
DREAM ACCOUNT0.10% $0
SUB SHARES0.10% $100
HEALTH SAVINGS ACCT0.30% $0
TRADITIONAL IRA-FIXED RATE0.15% $0
TRADITIONAL IRA-VARIABLE RATE0.15% $0
ROTH IRA-FIXED RATE0.15% $0
ROTH IRA-VARIABLE RATE0.15% $0

Apply for a Loan Online

Certificate Rates - Effective Saturday, September 18, 2021
Certificate TermAPYMinimum Deposit
3 MONTH CERTIFICATE0.20%$500
6 MONTH CD0.30%$500
12 MONTH CD0.40%$500
14 MONTH CD SPECIAL0.50%$500
18 MONTH CD0.55%$500
24 MONTH CD0.60%$500
27 MONTH CD SPECIAL0.65%$500
36 MONTH CD0.70%$500
39 MONTH CD SPECIAL0.75%$500
SAVER'S SWEEPSTAKES0.25%$5
12 MO TRAD IRA0.40%$500
24 MO TRAD IRA0.60%$500
27 MO TRAD IRA SPCL0.65%$500
36 MO TRAD IRA0.70%$500
39 MO TRAD IRA SPCL0.75%$500
12 MO ROTH IRA CERT0.40%$500
24 MO ROTH IRA CERT0.60%$500
27 MO ROTH IRA SPCL0.65%$500
36 MO ROTH IRA CERT0.70%$500
39 MO ROTH IRA SPCL0.75%$500

$5 savings required for membership.  With the exception of CD’s, rates are subject to change after the account is opened.  For accounts other than Freedom & Fresh Start Checking, fees may reduce earnings.  Early withdrawal penalties may apply to CD’s.