| Loan Type | APR as low as | Terms & Information |
|---|---|---|
|
*New Vehicle 2024-2025 48 months |
5.90% |
$23.44 per $1,000 borrowed |
|
*New Vehicle 2024-2025 60 months |
6.25% |
$19.45 per $1,000 borrowed |
|
*New Vehicle 2024-2025 75 mths |
6.75% |
$16.38 per $1,000 borrowed |
|
*New Vehicle 2024-2025 84 months |
7.60% |
$15.39 per $1,000 borrowed |
|
Used Vehicle 2020-2023 60 months |
6.75% |
$19.68 per $1,000 borrowed |
|
Used Vehicle 2020-2023 75 months |
7.15% |
$16.57 per $1,000 borrowed |
|
Used Vehicle 2014-2019 60 months |
6.90% |
$19.75 per $1,000 borrowed |
|
Used Vehicle 2013 & older |
7.75% |
$20.16 per $1,000 borrowed |
Personal Loans
| Effective Monday, January 22, 2024
| Loan Type | APR as low as | Terms & Information |
|---|---|---|
|
Unsecured Loan up to 36 months |
9.90% |
$32.22 per $1,000 borrowed |
|
Unsecured Loan up to 48 months |
11.50% |
$26.09 per $1000 borrowed |
Credit Cards and Line of Credit Loans
| Effective Monday, January 22, 2024
| Loan Type | APR as low as | Terms & Information |
|---|---|---|
|
VISA Credit Card |
13.89% |
|
Home Equity Loans
| Effective Monday, January 22, 2024
| Loan Type | APR as low as | Terms & Information |
|---|---|---|
|
Home Equity Loan 60 months |
6.99% |
$19.80 per $1,000 borrowed |
|
Home Equity Loan 84 months |
7.49% |
$15.33 per $1,000 borrowed |
|
Home Equity Loan 120 months |
7.75% |
$12.00 per $1,000 borrowed |
|
Home Equity Loan 180 months |
8.99% |
$10.14 per $1,000 borrowed |
|
Home Equity Line of Credit |
|
Based on Prime Rate** |
Recreational Vehicle Loans
| Effective Monday, January 22, 2024
| Loan Type | APR as low as | Terms & Information |
|---|---|---|
|
Powersports < $10,000 up to 6o months |
9.25% |
$20.88 per $1000 borrowed |
|
Powersports > $10,000 up to 72 months |
9.50% |
$18.27 per $1000 borrowed |
|
Boat, RV’s & Campers < $10,000 up to 60 months |
8.99% |
$20.75 per $1000 borrowed |
|
Boats, RV’s & Campers $10,000+ up to 84 months |
9.05% |
$16.11 per $1000 borrowed |
|
Boats, RV’s & Campers $20,000+ up to 120 months |
10.25% |
$13.35 per $1000 borrowed |
*Actual rate may vary based on credit score and loan-to-value ratio of collateral securing the loan. Disclosed rates are based on 740 plus credit score. Other rates and terms are available. A vehicle is considered to be new if it has never been titled, or in the case of refinancing, is not older than six months with less than 10,000 miles.
Subject to credit approval. Other restrictions may apply. Home Equity Loans and HELOC’s-Closing costs range from $200-$250. Disclosed rates are available on owner-occupied homes with 90% LTV and credit score 700 plus. Other rates and terms are available.
**For HELOC loans, the rate is based on the Bank Prime Rate as published in the Money Rates Listing in the Wall Street Journal on the last business day of each month subject to change monthly and no margin. The APR will not exceed 12% or fall below 4.00%. Subject to credit approval. Some restrictions may apply.
Savings Rates
| Effective Monay, January 22, 2024
| Savings Type | APY | Minimum Balance |
|---|---|---|
|
FRESH START CHECKING |
0.00% |
$0.00 |
|
FREEDOM CHECKING |
0.00% |
$0.00 |
|
BAZING PREMIUM CHECKING |
0.10% |
$100.00 |
|
BAZING CHECKING |
0.00% |
$0.00 |
|
MONEY MARKET PLUS TIER I |
0.25% |
up to $9,999.99 |
|
MONEY MARKET PLUS TIER II |
0.75% |
$10,000.00 -$24,999.99 |
|
MONEY MARKET PLUS TIER III |
1.40% |
$25,000.00 – $99,999.99 |
|
MONEY MARKET PLUS TIER IV |
1.75% |
$100,000 plus |
|
HOLIDAY CLUB |
0.10% |
$0.00 |
|
DREAM ACCOUNT |
0.10% |
$0.00 |
|
SUB SHARES |
0.10% |
$0.00 |
|
HEALTH SAVINGS ACCT |
0.30% |
$0.00 |
|
TRADITIONAL IRA-FIXED RATE |
0.20% |
$0.00 |
|
TRADITIONAL IRA-VARIABLE RATE |
0.20% |
$0.00 |
|
ROTH IRA-FIXED RATE |
0.20% |
$0.00 |
|
ROTH IRA-VARIABLE RATE |
0.20% |
$0.00 |
Certificate Rates
| Certificate Type | APY | Minimum Balance |
|---|---|---|
|
3 MONTH CERTIFICATE |
0.65% |
$500.00 |
|
6 MONTH CD |
1.10% |
$500.00 |
|
12 MONTH CD |
1.85% |
$500.00 |
|
14 MONTH CD SPECIAL |
3.25% |
$500.00 |
|
18 MONTH CD |
2.10% |
$500.00 |
|
24 MONTH CD |
2.90% |
$500.00 |
|
27 MONTH CD SPECIAL |
3.40% |
$500.00 |
|
36 MONTH CD |
3.10% |
$500.00 |
|
39 MONTH CD SPECIAL |
3.50% |
$500.00 |
|
12 MONTH TRAD IRA |
1.85% |
$500.00 |
|
24 MONTH TRAD IRA |
2.90% |
$500.00 |
|
27 MONTH TRAD IRA SPECIAL |
3.40% |
$500.00 |
|
36 MONTH TRAD IRA |
3.10% |
$500.00 |
|
39 MONTH TRAD IRA SPECIAL |
3.50% |
$500.00 |
|
12 MONTH ROTH IRA CERTIFICATE |
1.85% |
$500.00 |
|
24 MONTH ROTH IRA CERTIFICATE |
2.90% |
$500.00 |
|
27 MONTH ROTH IRA SPECIAL |
3.40% |
$500.00 |
|
36 MONTH ROTH IRA CERTIFICATE |
3.10% |
$500.00 |
|
39 MONTH ROTH IRA SPECIAL |
3.50% |
$500.00 |
$5 savings required for membership. With the exception of CD’s, rates are subject to change after the account is opened. For accounts other than Freedom & Fresh Start Checking, fees may reduce earnings. Early withdrawal penalties may apply to CD’s.
