- Loan Rates
- Savings Rates
- Certificate Rates
Vehicle Loans
| Effective Tuesday, April 22, 2025
| Loan Type and Max Term | APR as low as | Terms & Information |
|---|---|---|
| New Vehicle 2023-2024, 48 Months | 5.25% | $23.14 per $1,000 borrowed |
| New Vehicle 2023-2024, 60 Months | 5.75% | $18.99 per $1,000 borrowed |
| New Vehicle 2023-2024, 75 Months | 5.95% | $15.67 per $1,000 borrowed |
| New Vehicle 2023-2024, 84 Months | 7.00% | $15.09 per $1,000 borrowed |
| Used Vehicle 2020-2023, 60 Months | 5.90% | $19.29 per $1,000 borrowed |
| Used Vehicle 2020-2023, 75 Months | 6.80% | $16.40 per $1,000 borrowed |
| Used Vehicle 2014-2019, 60 Months | 6.15% | $19.40 per $1,000 borrowed |
| Used Vehicle 2013 & Older, 48 Months | 7.00% | $23.95 per $1,000 borrowed |
Personal Loans
| Effective Tuesday, April 22, 2025
| Loan Type & Term | APR as low as | Terms & Information |
|---|---|---|
| Unsecured Loan up to 36 Months | 9.90% | $32.27 per $1,000 borrowed |
| Unsecured Loan up to 48 Months | 11.50% | $25.81 per $1000 borrowed |
Credit Cards and Line of Credit Loans
| Effective Monday, January 22, 2024
| Loan Type | APR as low as | Terms & Information |
|---|---|---|
| VISA Credit Card | 13.89% | |
Home Equity Loans
| Effective Tuesday, April 22, 2025
| Loan Type & Term | APR as low as | Terms & Information |
|---|---|---|
| Home Equity Loan: 60 Months | 6.99% | $19.10 per $1,000 borrowed |
| Home Equity Loan: 84 Months | 7.49% | $14.61 per $1,000 borrowed |
| Home Equity Loan: 120 Months | 7.75% | $11.30 per $1,000 borrowed |
| Home Equity Loan: 180 Months | 8.99% | $9.16 per $1,000 borrowed |
| Home Equity Line of Credit | 7.50% | Prime Rate or 4.00%, whichever is greater |
Recreational Vehicle Loans
| Effective Tuesday, April 22, 2025
| Loan Type, Loan Amount & Max Term | APR as low as | Terms & Information |
|---|---|---|
| Powersports: less than $10,000, 60 Months | 9.25% | $19.99 per $1000 borrowed |
| Powersports: $10,000 or greater, 72 Months | 9.50% | $17.48 per $1000 borrowed |
| Boat, RV’s & Campers: Up to $10,000, 60 Months | 7.99% | $20.27 per $1000 borrowed |
| Boats, RV’s & Campers: $10,000.01 – $19,999.99, 84 Months | 8.75% | $15.96 per $1000 borrowed |
| Boats, RV’s & Campers: $20,000+, 120 Months | 9.85% | $13.13 per $1000 borrowed |
Actual rate may vary based on credit score and loan-to-value ratio of collateral securing the loan. Disclosed rates are based on 740 plus credit score. Other rates and terms are available. New vehicle means not previously titled. Subject to credit approval. Other restrictions may apply.
Savings Rates
| Effective Saturday, October 1, 2022
| Savings Type | APY | Minimum Balance |
|---|---|---|
| FRESH START CHECKING | 0.00% | $0.00 |
| FREEDOM CHECKING | 0.00% | $0.00 |
| BAZING PREMIUM CHECKING | 0.10% | $100.00 |
| BAZING CHECKING | 0.00% | $0.00 |
| MONEY MARKET PLUS | 0.25% | $10,000.00 |
| HOLIDAY CLUB | 0.10% | $0.00 |
| DREAM ACCOUNT | 0.10% | $0.00 |
| SUB SHARES | 0.10% | $0.00 |
| HEALTH SAVINGS ACCT | 0.30% | $0.00 |
| TRADITIONAL IRA-FIXED RATE | 0.20% | $0.00 |
| TRADITIONAL IRA-VARIABLE RATE | 0.20% | $0.00 |
| ROTH IRA-FIXED RATE | 0.20% | $0.00 |
| ROTH IRA-VARIABLE RATE | 0.20% | $0.00 |
Certificate Rates
| Effective Monday, January 22nd, 2024
| Certificate Type | APY | Minimum Balance |
|---|---|---|
| 3 MONTH CERTIFICATE | 0.65% | $500.00 |
| 6 MONTH CD | 1.10% | $500.00 |
| 12 MONTH CD | 1.85% | $500.00 |
| 14 MONTH CD SPECIAL | 3.25% | $500.00 |
| 18 MONTH CD | 2.10% | $500.00 |
| 24 MONTH CD | 2.90% | $500.00 |
| 27 MONTH CD SPECIAL | 3.40% | $500.00 |
| 36 MONTH CD | 3.10% | $500.00 |
| 39 MONTH CD SPECIAL | 3.50% | $500.00 |
| 12 MONTH TRAD IRA | 1.85% | $500.00 |
| 24 MONTH TRAD IRA | 2.90% | $500.00 |
| 27 MONTH TRAD IRA SPECIAL | 3.40% | $500.00 |
| 36 MONTH TRAD IRA | 3.10% | $500.00 |
| 39 MONTH TRAD IRA SPECIAL | 3.50% | $500.00 |
| 12 MONTH ROTH IRA CERTIFICATE | 1.85% | $500.00 |
| 24 MONTH ROTH IRA CERTIFICATE | 2.90% | $500.00 |
| 27 MONTH ROTH IRA SPECIAL | 3.40% | $500.00 |
| 36 MONTH ROTH IRA CERTIFICATE | 3.10% | $500.00 |
| 39 MONTH ROTH IRA SPECIAL | 3.50% | $500.00 |
