| Loan Type and Term 1 | APR as low as 2 | Payment / $1,000 3 |
|---|---|---|
|
New Vehicle: 2025-2026, Up to 48 months |
5.00% |
$23.03 per $1,000 borrowed |
|
New Vehicle: 2025-2026, 49-60 months |
5.50% |
$19.10 per $1,000 borrowed |
|
New Vehicle: 2025-2026, 61-75 months |
5.70% |
$15.88 per $1,000 borrowed |
|
New Vehicle: 2025-2026, 76-84 months |
6.75% |
$14.97 per $1,000 borrowed |
|
Used Vehicle: 2021-2026, Up to 60 months |
5.65% |
$19.17 per $1,000 borrowed |
|
Used Vehicle: 2021-2026, 61-75 months |
6.55% |
$16.28 per $1,000 borrowed |
|
Used Vehicle: 2015-2020, Up to 60 months |
5.90% |
$19.29 per $1,000 borrowed |
|
Used Vehicle: 2014 and Older, Up to 48 months |
6.75% |
$23.83 per $1,000 borrowed |
Personal Loans
| Effective: Tuesday, February 10, 2026
Credit Cards
| Effective: Tuesday, February 10, 2026
| Credit Card Type5 | APR as low as |
|---|---|
|
VISA Credit Card Classic |
13.89% |
Home Equity Loans
| Effective: Tuesday, February 10, 2026
| Loan Type and Term 4 | APR as low as 2 | Payment / $1,000 3 |
|---|---|---|
|
Fixed Rate Home Equity Loan: 60 months |
6.75% |
$19.68 per $1,000 borrowed |
|
Fixed Rate Home Equity Loan: 84 months |
7.25% |
$15.22 per $1,000 borrowed |
|
Fixed Rate Home Equity Loan: 120 months |
7.50% |
$11.87 per $1,000 borrowed |
|
Fixed Rate Home Equity Loan: 180 months |
8.75% |
$10.14 per $1,000 borrowed |
|
Home Equity Line of Credit |
Base on Prime Rate |
|
Recreational Vehicle Loans
| Effective: Tuesday, February 10, 2026
| Loan Type and Term | APR as low as 2 | Payment / $1,000 3 |
|---|---|---|
|
Powersports: (≤ $10,000), Up to 60 months |
9.00% |
$20.76 per $1000 borrowed |
|
Powersports: (≥$10,000), Up to 72 months |
9.25% |
$18.15 per $1000 borrowed |
|
Boat, RV’s & Campers: (≤ $10,000), Up to 60 months |
7.74% |
$20.15 per $1000 borrowed |
|
Boats, RV’s & Campers: (≥$10,000), Up to 84 months |
8.05% |
$15.84 per $1000 borrowed |
|
Boats, RV’s & Campers: (≥$20,000), Up to 120 months |
9.60% |
$12.99 per $1000 borrowed |
All loans and rates are subject to credit approval. Actual rate may vary based on credit score and loan-to-value ratio of collateral securing the loan. Disclosed rates are based on 740 plus credit score. Other terms and rates are available.[1] A New Vehicle is defined as never being titled or in the case of refinancing, it is not older than six months and has less than 10,000 miles. Vehicle insurance is required on all vehicles financed with Brewery Credit Union.
[2] Rates shown are available based on creditworthiness, loan term, and collateral condition. Rate availability is subject to change and credit approval. Other rates and terms are available.
[3] The approximate Payment per $1,000 borrowed does not include the cost of optional Debt Protection coverage. There are eligibility requirements and conditions that could prevent you from receiving this coverage.
[4] Home Equity rates shown are available on loans secured by owner-occupied, primary residences with a maximum loan-to-value (LTV) of 80%. For Home Equity Lines of Credit (HELOCs), the interest rate is variable and based on the Bank Prime Rate as published in the Money Rates listing of The Wall Street Journal on the last business day of each month. The rate is subject to monthly adjustment and carries no margin. The Annual Percentage Rate (APR) will not exceed 12.00% nor fall below 4.00%.
Homeowner’s insurance on the property securing the loan and/or line of credit is required. Home Equity Loans and HELOCs are subject to closing costs ranging from $200–$250, based on creditworthiness.
All loans are subject to credit approval. Disclosed rates apply to qualified borrowers with a credit score of 700 or higher. Other rates, terms, and loan programs may be available based on creditworthiness. Offer is subject to change or cancellation without notice. Additional restrictions may apply.
[5] Credit card terms and conditions are subject to applicable federal laws and regulations, including the Truth in Lending Act (TILA) and Regulation Z. The Consumer Financial Protection Bureau (CFPB) provides additional resources to help consumers understand credit card terms and disclosures. All credit card accounts are subject to approval. Terms, rates, fees, and conditions may vary and are subject to change.
Savings Rates
| Effective Monay, January 22, 2024
| Savings Type | APY | Minimum Balance |
|---|---|---|
|
FRESH START CHECKING |
0.00% |
$0.00 |
|
FREEDOM CHECKING |
0.00% |
$0.00 |
|
BAZING PREMIUM CHECKING |
0.10% |
$100.00 |
|
BAZING CHECKING |
0.00% |
$0.00 |
|
MONEY MARKET PLUS TIER I |
0.25% |
up to $9,999.99 |
|
MONEY MARKET PLUS TIER II |
0.75% |
$10,000.00 -$24,999.99 |
|
MONEY MARKET PLUS TIER III |
1.40% |
$25,000.00 – $99,999.99 |
|
MONEY MARKET PLUS TIER IV |
1.75% |
$100,000 plus |
|
HOLIDAY CLUB |
0.10% |
$0.00 |
|
DREAM ACCOUNT |
0.10% |
$0.00 |
|
SUB SHARES |
0.10% |
$0.00 |
|
HEALTH SAVINGS ACCT |
0.30% |
$0.00 |
|
TRADITIONAL IRA-FIXED RATE |
0.20% |
$0.00 |
|
TRADITIONAL IRA-VARIABLE RATE |
0.20% |
$0.00 |
|
ROTH IRA-FIXED RATE |
0.20% |
$0.00 |
|
ROTH IRA-VARIABLE RATE |
0.20% |
$0.00 |
Certificate Rates
| Certificate Type | APY | Minimum Balance |
|---|---|---|
|
3 MONTH CERTIFICATE |
0.65% |
$500.00 |
|
6 MONTH CD |
1.10% |
$500.00 |
|
12 MONTH CD |
1.85% |
$500.00 |
|
14 MONTH CD SPECIAL |
3.25% |
$500.00 |
|
18 MONTH CD |
2.10% |
$500.00 |
|
24 MONTH CD |
2.90% |
$500.00 |
|
27 MONTH CD SPECIAL |
3.40% |
$500.00 |
|
36 MONTH CD |
3.10% |
$500.00 |
|
39 MONTH CD SPECIAL |
3.50% |
$500.00 |
|
12 MONTH TRAD IRA |
1.85% |
$500.00 |
|
24 MONTH TRAD IRA |
2.90% |
$500.00 |
|
27 MONTH TRAD IRA SPECIAL |
3.40% |
$500.00 |
|
36 MONTH TRAD IRA |
3.10% |
$500.00 |
|
39 MONTH TRAD IRA SPECIAL |
3.50% |
$500.00 |
|
12 MONTH ROTH IRA CERTIFICATE |
1.85% |
$500.00 |
|
24 MONTH ROTH IRA CERTIFICATE |
2.90% |
$500.00 |
|
27 MONTH ROTH IRA SPECIAL |
3.40% |
$500.00 |
|
36 MONTH ROTH IRA CERTIFICATE |
3.10% |
$500.00 |
|
39 MONTH ROTH IRA SPECIAL |
3.50% |
$500.00 |
$5 savings required for membership. With the exception of CD’s, rates are subject to change after the account is opened. For accounts other than Freedom & Fresh Start Checking, fees may reduce earnings. Early withdrawal penalties may apply to CD’s.